Indianapolis Colts vs San Francisco 49ers - Free Pick & Predictions - December 22, 2025

Indianapolis Colts vs San Francisco 49ers – Free Pick & Predictions – December 22, 2025

Match context Indianapolis Colts vs San Francisco 49ers National Football League - Wikipedia

Colts and Niners. Last week Indianapolis found an answer — on defence. Against one of the league’s best passing attacks they shut Seattle down when it mattered, holding them to just 2 third‑down conversions on 13 attempts and 2.3 yards per carry. Even without Sauce Gardner, the defence created negative plays and killed the opponent’s rhythm.

Don’t overcook that performance. Sam Darnold still delivered a tidy game with 271 passing yards and only one sack allowed. The Colts’ structural defensive problems, especially in the secondary, haven’t disappeared overnight.

Keys to the matchup Indianapolis Colts vs San Francisco 49ers Indianapolis Colts vs San Francisco 49ers

San Francisco arrive in a misleading spot. Their offence has been productive lately, but against very friendly opponents: Cardinals, Panthers, Browns and Titans. The level ramps up here, even if Indianapolis’ secondary is still fragile — and Gardner still isn’t practicing.

If the 49ers keep their passing efficiency, they can do real damage to a porous secondary. But their defence is beaten up and far from reassuring. SF’s front seven is one of the weakest in the league, which opens a genuine window for Indianapolis to re-establish the run and trade blows.

Bouton PenseBet

Free Pick Indianapolis Colts vs San Francisco 49ers

Total points: Over 44,5 points

This one looks likelier to turn into a shootout than people expect. SF can exploit Indy’s aerial holes, but they don’t have the pieces to lock the game down. Indianapolis should move the chains on the ground, extend drives and keep adding to the scoreboard.

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